What we actually do for Harrow small businesses.

Every Harrow limited company has to file statutory accounts with Companies House and a CT600 tax return with HMRC once a year. We prepare and file both — reconciling your bookkeeping, applying the correct FRS 102 or FRS 105 standard for your company size, and making sure everything lands inside the deadlines.

Day-to-day recording of every transaction your Harrow business runs through, reconciled to the bank, with VAT returns lodged through Making Tax Digital. We handle the workload at the cadence you actually need — weekly for a busy retailer or hospitality operator, monthly for a steadier service business.

PAYE, RTI submissions, auto-enrolment pensions, statutory pay (sick, maternity, paternity), and director-only payrolls — handled by us on a weekly, fortnightly, four-weekly, or monthly cycle. Every Harrow employer with even a single director-employee on the books has to operate PAYE and submit Real Time Information to HMRC inside 24 hours of payment; the engagement covers the full statutory workload plus pension auto-enrolment compliance.

Forward-looking work on corporation tax, dividend policy, capital extraction, and personal income tax for the directors of Harrow limited companies and the highest-earning sole traders. We review your structure, model the tax impact of upcoming decisions (selling, hiring, expanding, retiring), and identify the legal reliefs that apply.

The first three accountancy decisions a Harrow founder makes — sole trader or limited company, when to register for VAT, which cloud accounting software — shape the next three years of compliance cost, tax bill, and operational rhythm. We review your specific situation, model the tax cost of each structure, set up the correct registrations, and configure the bookkeeping platform so you don't have to redo the work in eighteen months when the wrong-fit setup hits its limits.

Management accounts are the monthly or quarterly financial report you actually use to run the business — profit and loss against budget, cash flow forecast, balance sheet, and a handful of KPIs specific to your operation. They sit between bookkeeping (which records) and annual accounts (which report to Companies House).